Job Specification
Designation: Credit Manager
Minimum Qualification: CA/ ICWA/ MBA Finance / PG – Commerce
Experience: 0-1 Year
Function/Department: Credit
Location: Pan India

Job Description:

1. Evaluation of proposals submitted for recommendation / approval according to credit policy.

2. Customer visit and discussion in order to assess the loan request.

3. Evaluation/assessment of the customer’s business and income.

4. Must have a thorough understanding of the client’s business for Self Employed and NonProfessional customers.

5. Ascertaining and validating the revenue streams and expenses of the client’s business.

6. He/She must be able to see the potential risks of the proposal.

7. He/She must have the ability to perform due diligence without sufficient and formal documents/ data.

8. Review files as per credit policies.

9. Risk Analysis related to case & clients.

10. Maintaining the quality of credit information, underwriting and presentation standards.

11. PDD and portfolio management.

12. Facilitate the development of defined and streamlined policies & procedures for all credit risk management.

13. Handling Disbursement officers for process.

14. There should be accuracy of work and adherence to timelines.

Benefits:

1. Opportunity to work with experienced & professional management team.

2. An opportunity of exponential career growth

3. A Great place to work environment.

4. Employee would be covered under company Mediclaim policy.

5. Defined Career Progression Program

6. Flexible Working Hours

7. Lucrative Incentive Structure

Desired Skills:
Keen understanding and focus on risk, controls, compliance, and regulatory framework, Good to have knowledge/understanding of credit underwriting

Contact Person: yogesh.garg@aavas.in

https://www.aavas.in/job-description?jobid=169